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Why I think the HSBC share price bounce back is sustainable

first_img HSBC (LSE: HSBA) shares have seen a pretty poor year overall. At its low in September, the HSBC share price was almost half the value it started at in 2020. Since then though, it has begun to bounce back. Personally I think it could be on its way up for the long run. Let me tell you why…Why did the HSBC share price drop?This is the first question worth asking.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Naturally, Covid-19 is partly to blame. As the first lockdown hit us earlier in the year, markets were scared. Many industries seemed to be heading into disaster. As a negative for banks, this translates mainly to higher provisions for bad loans and failed debt repayments.HSBC, as well as other major lenders, increased provisions for bad loans. This hit HSBC’s financial results hard. But they are just provisions, not actually losses. As government support schemes and financial backing helped businesses, these fears started to wane a little.I should say these issues are still not entirely resolved, of course. We currently stand in the second lockdown of the year, and people still talk about a potential recession as a real possibility. However with positive news of a vaccine coming out, and the Chancellor’s strong attitude towards supporting the economy, I think this seems less likely.One last point to note is that political trouble in Hong Kong has also been weighing on the HSBC share price. Earlier in the year particularly, anti-government protests were raging in the region.As the year has moved on, these troubles have also lessened. China has got a better hold on Covid-19 than most of the rest of the world. For HSBC and its share price, as Asia bounced back, its prospects improved.Is the bounce back a fundamental change in its prospects?For me, this is the next important question.Personally, I think the answer is “no, but yes”. Some of this recovery in the HSBC share price is, I believe, a removal of pressure. I believe the price was oversold most of the year. This bounce back is perhaps a recovery to more reasonable levels. However…This removal of fears, so to speak, should perhaps let investors see HSBC’s true potential. The bank is undergoing a fundamental reorganisation that, I believe, will help secure its share price in the future.In the main, this involves reducing its headcount and shifting capital towards its more lucrative market. This means shifting assets and people from the US and European divisions into its Asian arm.HSBC makes most of its money in Asia. Its US business particularly, has seen only lacklustre performance. Moving resources from areas of less profit into its highest performer should bring exponential gains if done right.The last consideration is the HSBC dividend. Though suspended this year, there has been talk recently of its possible reinstatement. The bank was previously offering one of the highest yields in the FTSE 100. If we see payouts return, the HSBC share price should get long-term support. If this happens, I think this bounce back may be sustainable for quite some time. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. Karl has shares in HSBC HoldingsThe Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Karl Loomes Karl Loomes | Thursday, 19th November, 2020 | More on: HSBA center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares Image source: Getty Images. Why I think the HSBC share price bounce back is sustainable Enter Your Email Addresslast_img read more

Why I’d buy GlaxoSmithKline shares in a Stocks and Shares ISA today

first_imgWhy I’d buy GlaxoSmithKline shares in a Stocks and Shares ISA today Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Rupert Hargreaves | Friday, 11th December, 2020 | More on: GSK Our 6 ‘Best Buys Now’ Shares There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. GlaxoSmithKline (LSE: GSK) shares have printed one of the worst performances on the London stock market this year. I’m struggling to understand why. The pandemic has impacted the business, sure, but the shock has been nowhere near as bad as other FTSE 100 businesses. What’s more, the long-term outlook for this enterprise is hugely encouraging. That’s why I’m considering adding the investment to my Stocks and Shares ISA in the near term. GlaxoSmithKline shares on offerBefore I buy a stock, I always like to understand why it’s trading at the level it is. With Glaxo, I’m struggling to determine the reasons behind the company’s underperformance this year. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Yes, the business is expected to report a modest decline in earnings and sales for 2020. The pandemic has disrupted vaccination programmes around the world, and Glaxo is one of the world’s largest vaccine suppliers. As such, the group saw a significant drop off in demand for key products in the first half of the year. However, I think this is only going to be a short-term headwind for GlaxoSmithKline shares. Vaccinations can’t be delayed forever. There are still plenty of other viruses and diseases active around the world aside from Covid-19. Sooner or later authorities will want to restart these programmes, or they could have significant long-term implications. As well as the above, the company’s outlook has also been dented by a drop-off in the demand for over-the-counter treatments and medications. Once again, I think this could turn out to be a temporary setback. The sales of temporary pain relief products and toothpaste are unlikely to drop significantly over the long term. As long as humans have teeth, they’ll need to be cleaned. Stocks and Shares ISAAll of the above leads me to the conclusion that as a long-term investment, GlaxoSmithKline shares are extremely attractive. The company is also a dividend champion. The stock currently supports a dividend yield of around 4.5%. The payout is covered 1.5 times by earnings per share, leaving plenty of headroom for the firm to sustain the distribution if earnings drop in the near term.Owning the investment in a Stocks and Shares ISA would come with significant tax benefits. For example, there would be no additional tax to pay on that dividend income. Furthermore, as the company’s sales and profits rebound, I expect the stock to generate significant capital growth for investors in the medium term. Another advantage of using a Stocks and Shares ISA is the fact that no capital gains tax is due on any assets sold. The combination of these two tax benefits may allow investors to make the most of an investment in GlaxoSmithKline shares without having to give a portion of their profits to the taxman. Considering the company’s long-term potential, I reckon this could be the best way to own the income and growth champion for maximum profit. Enter Your Email Addresscenter_img See all posts by Rupert Hargreaves Image source: Getty Images Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended GlaxoSmithKline. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today…last_img read more

Workwithus.org launches multi-function online fundraising service

first_imgWorkwithus.org development manager, Alastair Dutton, said: “We have spent the last year working with charities throughout the UK to develop our new service, turning an extensive wish list into a working reality.”Two charities that are already using the new service are the Scottish Spina Bifida Association and Edinburgh Sick Kids Appeal. Deborah Roe, Head of Fundraising and Events at the Scottish Spina Bifida Association, said: “Online fundraising now plays a major role in the work of the SSBA. The new service really helps our fundraising efforts, in particular our ‘Gordon Ramsay Buy a Brick Appeal’ where donors can set up their own personal fundraising pages or donate on our very own branded fundraising microsite.”Maureen Harrison, Director of The Edinburgh Sick Kids Friends Foundation, said: “Workwithus.org has just been fantastic for the Sick Kids Friends Foundation. Our supporters have found that it takes the hassle out of doing a sponsored event”.Workwithus.org is owned and managed by 14 umbrella charities including the Scottish Council for Voluntary Organisations, Age Concern Scotland and Citizens Advice Scotland. For the last six years they have offered a range of online solutions; training and advice that help organisations raise funds and communicate with their supporters online, and manage their operations more effectively. Workwithus.org launches multi-function online fundraising service AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Edinburgh-based not-for-profit Internet firm Workwithus.org has launched a new online fundraising service for charities throughout the UK. Charities can use it to create a branded fundraising micro-site, allowing their fundraisers and supporters to create a variety of fundraising resources.Workwithus.org’s new service allows charities to enable their supporters to set up online sponsorship pages, appeal pages, celebration pages for events such as weddings, and in memoriam pages and similar personal fundraising pages.In addition, Workwithus.org say that the service includes “some of the lowest transaction rates currently available” for credit and debit card donations, namely 1.5% (plus VAT) and bank 1.5% for credit cards or 25p for debit cards (inc VAT). Advertisement Tagged with: Digitalcenter_img  15 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 30 April 2006 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Keep Your Donors: The Guide to Better Communications and Stronger Relationships (The AFP/Wiley Fund Development Series)

first_img Howard Lake | 3 April 2008 | News  15 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Keep Your Donors: The Guide to Better Communications and Stronger Relationships (The AFP/Wiley Fund Development Series)center_img Tagged with: Individual giving About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

USDA Announces a Third Round of Farmers to Families Food Box…

first_img By USDA Communications – Jul 27, 2020 SHARE Facebook Twitter Previous articleGrowing Indiana Ethanol Demand and Maybe Some Monday Rains on the HAT Monday PodcastNext articleIndiana Farmland Values & Cash Rental Rates: 2020 Update Webinar USDA Communications SHARE Facebook Twitter Home Indiana Agriculture News USDA Announces a Third Round of Farmers to Families Food Box Program… Map of USDA Farmers to Families Food Box program. Photo: USDAU.S. Secretary of Agriculture Sonny Perdue announced last week the U.S. Department of Agriculture (USDA) will launch a third round of Farmers to Families Food Box Program purchases with distributions to occur beginning by September 1 with completion by October 31, 2020.The purchases will spend the balance of $3 billion authorized for the program. So far, over 46 million Farmers to Families Food Boxes have been invoiced and delivered.“This third round of Farmers to Families Food Box Program purchases is a testament to the great work done by vendors in support of American agriculture and the American people. It is also a testament that the program is accomplishing what we intended – supporting U.S. farmers and distributors and getting food to those who need it most. It’s a real trifecta, which is why we call it a win-win-win,” said Secretary Perdue. “The efforts of everyone involved form the backbone of the Farmers to Families Food Box Program and its goal to help fill the hunger gap in all of our communities.”“The Farmers to Families Food Box Program has created a tangible link between hungry families and struggling farmers impacted by the COVID-19 pandemic,” said Advisor to the President, Ivanka Trump. “Through this third round of Farmers to Families Food Box purchases announced today, the Trump Administration continues its steadfast commitment to supporting our farmers, bolstering our workforce and feeding families most in need during this critical time.” USDA Announces a Third Round of Farmers to Families Food Box Program Purchaseslast_img read more

Personal Presence Of Complainant Not Mandatory At The Time Of Filing When Party Is Represented By Advocate : Karnataka HC [Read Order]

first_imgNews UpdatesPersonal Presence Of Complainant Not Mandatory At The Time Of Filing When Party Is Represented By Advocate : Karnataka HC [Read Order] Mustafa Plumber5 Jun 2020 7:06 AMShare This – xThe Karnataka High Court has held that when a written complaint as contemplated by clause (a) of sub section 1 of section 190 of Criminal Procedure Code (CrPC) is filed and when the complainant is represented by the advocate the courts of magistrate cannot insist upon presence of complainant at the time of filing of the complaint. In case a complaint alleging offence punishable…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Karnataka High Court has held that  when a written complaint as contemplated by clause (a) of sub section 1 of section 190 of Criminal Procedure Code (CrPC) is filed and when the complainant is represented by the advocate the courts of magistrate cannot insist upon presence of complainant at the time of filing of the complaint. In case a complaint alleging offence punishable under section 138 of the Negotiable Instruments Act is concerned, it is not necessary for the magistrates in every case to insist upon the personal presence of the complainant for examining him. If complaint is accompanied by an affidavit of the complainant or his authorised representative. After perusing the affidavit and other documents if any, if the magistrate is satisfied he can order issue of summons.A division bench of Chief Justice Abhay Oka and Justice S Vishwajith Shetty held :”We find no provision in Cr.P.C which makes mandatory the presence of a complainant who files a written complaint as contemplated by clause (a) of sub-section (1) of Section 190 at the time of filing of the complaint in the Court of a learned Magistrate when he is represented by an advocate who files vakalath along with the complaint. As far as the requirement of the Magistrate examining a complainant on oath in accordance with Section 200 of Cr.P.C is concerned, except in cases governed by clauses (a) and (b) of the proviso to Section 200 and the complaints alleging offences punishable under Section 138 of NI Act, the examination of the complainant upon oath as per Section 200 is mandatory. As far as the complaint alleging an offence under Section 138 of the NI Act is concerned, it is governed by a special procedure as provided in NI Act and especially, Section 145 there of which overrides the provisions of Cr.P.C by providing that the evidence of the complainant may be given by him on affidavit and may, subject to all just exceptions be read in evidence in any enquiry, trial or other proceedings under Cr.P.C”. The Court added :”when a written complaint as contemplated by clause (a) of sub-section (1) of Section 190 of Cr.P.C is filed and when the complainant is represented by an advocate, the Courts of Magistrate cannot insist upon personal presence of the complainant at the time of filing of the complaint. In case of a complaint alleging offence punishable under Section 138 of NI Act, it is not necessary for the Magistrates in every case to insist upon personal presence of the complainant for examining him upon oath as contemplated by Section 200 of Cr.P.C, if such a complaint is accompanied by an affidavit of the complainant or his authorized representative. After perusing the affidavit and documents, if any, if the Magistrate is satisfied, he can order issue of summons” The court was hearing a suo-motu petition to address the various legal and technical issues faced by district/trial courts on starting of limited functioning of courts from June 1, following the Standard Operating Procedure issued by the high court.The bench also held that Family Court cannot insist on personal presence of parties at the time of filing even for cases of divorce seeking mutual consent.Click here to download OrderNext Storylast_img read more

Remains found in Utah canyon believed to be woman who went missing in 2018

first_imgUtah County Sheriff’s Office(NEW YORK) — Human remains found in a remote ravine in Utah’s American Fork Canyon are believed to be those of a 24-year-old who went missing early last year, according to the Utah County Sheriff’s Office.A 70-year-old local man was hiking American Fork Canyon on April 14 when he contacted deputies about finding the skeletal remains believed to be Jerika Binks, who went missing on Feb. 18, 2018, according to Sergeant Spencer Cannon, public information officer for the Utah County Sheriff’s Office.Cannon told ABC News that there were a few personal items at the scene that were consistent with the description of the property Binks was said to have with her on the day she went missing. He also said that, at first glance, there was evidence the victim had sustained injuries and that it was unlikely she was brought there by someone else before or after her death.“It would be a strenuous hike or climb to get where the remains were found — very steep, very rocky, difficult terrain,” he said. “It’s entirely possible this person had an accident [or] a fall of some kind.”Based on the evidence they collected, there was no evidence to suggest foul play was involved, Cannon said, but he also noted that a deeper analysis is necessary.Binks was last seen on both surveillance video and trail camera footage jogging near the area, Cannon said.“She was an aggressive runner, she liked hiking in the mountains,” he said. “We don’t know if she’s been before but it wouldn’t be a shock that she has taken a challenging hike like this.”The Utah County Sheriff’s has informed the family of the possible discovery of Binks’ remains.The man who found the remains told deputies that he lives nearby and that, despite spending a lot of time in the canyons, he hadn’t been to the ravine yet, which is why he chose to visit Sunday night, Cannon said.The man also said that on his way up the ravine, he saw some items scattered around and assumed they were trash left by other hikers. It wasn’t until he was on his way back down that he spotted the skeletal remains, according to Cannon.It took authorities around 40 minutes to get to the scene, Cannon said, because it was an area that they hadn’t responded to before.“My reaction was, ‘Wow, this was a rough canyon. I can’t imagine anyone coming up here,’” said Cannon.The remains were recovered on Monday morning and taken to the Medical Examiner’s office in Taylorsville, where they will be identified and a cause of death will be determined.Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Rush Limbaugh reveals to listeners that he has advanced lung cancer

first_imgiStock/avdyachenko(NEW YORK) — Rush Limbaugh revealed Monday that he is fighting advanced lung cancer.The 69-year-old conservative talk show host said he first realized that something was wrong during his birthday weekend Jan. 12 and got his diagnosis from two medical institutions nine days later. Limbaugh said he wanted to be open so that the public wouldn’t start speculating about any future absences or changes to the show while he undergoes treatment.“Worst thing that can happen is when there is something going on and you try to hide it and cover it up and eventually it’s going to leak and people are like why didn’t you just say it? Why’d you try to fool everybody,” he said.Limbaugh began his career in radio in 1971 and quickly became a popular icon for conservatives while generating controversies with his right-wing views on topics such as immigration, women’s rights and race.He took a break from his show in 2003 after admitting an addiction to painkillers and a stint in rehab.Rich Bressler, the president, COO and CFO of iHeartMedia, which distributes his show, wished Limbaugh a full recovery.“Rush is both a colleague and a dear friend, and I know he will handle the situation with courage and grace. Our thoughts are with him and his family and we are supporting them in every way,” he said in a statement.Limbaugh reassured his listeners that he intends to do his show while he undergoes treatment.“So this has happened, and my intention is to come here every day I can, and to do this program as normally and as competently and as expertly as I do each and every day because that is the source of my greatest satisfaction professionally [and] personally,” he said. Copyright © 2020, ABC Audio. All rights reserved.last_img read more

Enhanced bedrock weathering in association with late-lying snowpatches: Evidence from Livingston Island, Antarctica

first_imgAn indication of the extent of weathering on different aspects of rock outcrops on Livingston Island, Antarctica, was obtained by means of a Schmidt hammer, a cone indenter and measurement of weathering rind thickness. Results show that weathering, particularly chemical weathering, is enhanced on the lee side of outcrops where snow accumulates as a result of prolonged wetting by the melting snow. Rock moisture and temperature data indicate that the south-facing, snow-accumulation side of obstacles have high rock moisture levels and maintain relatively high temperatures. Whilst chemical weathering is greater on the leeward side of outcrops, mechanical processes are greater on the windward side. The presence of late-lying snow thus appears to exert a strong influence on weathering.last_img read more

CMIP5 model selection for ISMIP6 ice sheet model forcing: Greenland and Antarctica

first_imgThe ice sheet model intercomparison project for CMIP6 (ISMIP6) effort brings together the ice sheet and climate modeling communities to gain understanding of the ice sheet contribution to sea level rise. ISMIP6 conducts stand-alone ice sheet experiments that use space- and time-varying forcing derived from atmosphere–ocean coupled global climate models (AOGCMs) to reflect plausible trajectories for climate projections. The goal of this study is to recommend a subset of CMIP5 AOGCMs (three core and three targeted) to produce forcing for ISMIP6 stand-alone ice sheet simulations, based on (i) their representation of current climate near Antarctica and Greenland relative to observations and (ii) their ability to sample a diversity of projected atmosphere and ocean changes over the 21st century. The selection is performed separately for Greenland and Antarctica. Model evaluation over the historical period focuses on variables used to generate ice sheet forcing. For stage (i), we combine metrics of atmosphere and surface ocean state (annual- and seasonal-mean variables over large spatial domains) with metrics of time-mean subsurface ocean temperature biases averaged over sectors of the continental shelf. For stage (ii), we maximize the diversity of climate projections among the best-performing models. Model selection is also constrained by technical limitations, such as availability of required data from RCP2.6 and RCP8.5 projections. The selected top three CMIP5 climate models are CCSM4, MIROC-ESM-CHEM, and NorESM1-M for Antarctica and HadGEM2-ES, MIROC5, and NorESM1-M for Greenland. This model selection was designed specifically for ISMIP6 but can be adapted for other applications.last_img read more