This Global Fintech Enabler Has a Strategy to Enter India’s Crowded Payment Space

first_imgWith a huge consumer market, India is possibly the favorite investment destination for foreign firms. Transition to a cashless economy has encouraged many global Fintech players to create a scalable business in India. Noticing the benefits, Bahrain based Arab Financial Services (AFS), the leading provider of electronic payments outsourcing services in the region will also synergize its efforts to make India a cashless Economy.Read it at Entrepreneur Related Itemslast_img

FEU’s Dennison sets career-high amid jeers from DLSU crowd

first_imgFor the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity. The graduating guard said the jeers only fueled him to play better and he played his best game yet, putting up a career-high 21 points to go along with seven boards, and four assists.“Those boos were added motivation for me,” said Dennison, whose previous career-high of 13 points also came against La Salle, in Filipino. “People close to me know that whenever the crowd is against me I play usually harder.”FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSBoxers Pacquiao, Petecio torchbearers for SEA Games openingDennison was also efficient from the floor going 10-of-14 overall and 9-of-12 in the two-point region.Also, Dennison’s 21 points are almost half of his total production from Season 79. He only scored 45 points the entire season last year. Trump signs bills in support of Hong Kong protesters Robredo should’ve resigned as drug czar after lack of trust issue – Panelo LATEST STORIES De Ocampo goes to Meralco in three-team trade Sports Related Videospowered by AdSparcRead Next Photo by Tristan Tamayo/INQUIRER.netFar Eastern University lost its opener against defending champion La Salle but another story was Ron Dennison’s personal battle against the crowd in white-and-green inside Mall of Asia Arena Sunday.Dennison was the focus of the La Salle faithful’s hatred, which stemmed from an on-court scuffle involving the Tamaraws and Green Archers in the Kadayawan Cup a few weeks back.ADVERTISEMENT Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games MOST READ Celebrity chef Gary Rhodes dies at 59 with wife by his side View comments “I want to show to the La Salle crowd that I can play cleanly,” said Dennnison. “I think they saw that. They aren’t blind for all I know.” Don’t miss out on the latest news and information. Celebrity chef Gary Rhodes dies at 59 with wife by his side Hotel says PH coach apologized for ‘kikiam for breakfast’ claim Lacson: SEA Games fund put in foundation like ‘Napoles case’ NATO’s aging eye in the sky to get a last overhaul Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’last_img read more

How to Find and Keep a Mentor

first_img How a Mentor Can Help You Get a Promotion Economist, founder and CEO of the Center for Talent Innovation Sylvia Ann Hewlett explains: “Mentors can build your self-esteem and provide a sounding board – but they’re not your ticket to the top.”Sponsors, on the other hand, can be that ticket. Sponsors take a direct role in the advancement of their protégés.  Sponsors work at the same organizations as their protégés. They advocate for protégés, helping them earn raises and promotions and garner success in their shared environment. Sponsors put skin in game, using their connections to advance their protégés through their endorsement and guidance.  Having a sponsor, a career champion, is a game-changing asset that is especially important for minority and female professionals.A sponsorship serves both parties, just as a mentorship does. But, while mentorships tend to be more ideological and educational, sponsorship involves concrete action on both sides.Holly Brittingham, Senior Vice President of Global Talent and Organizational Development with Foote, Cone & Belding, FCB Global explains: “Sponsors actively seek out and facilitate career-expanding opportunities for their protégé, and, in turn, the protégé commits to stepping up and demonstrating value to the organization, even if this requires them to shift their way of thinking and their leadership behaviors, in order to be successful.”Sponsorship, then, is a symbiosis rooted in action that furthers both sides’ aspirations. Brittingham notes: “Sponsors open doors and provide access, while protégés support and drive a sponsor’s vision.” How to Convince Someone to Be Your Mentor In many instances, highly-valued mentors are busy and you’ve got to sell them on becoming your mentor. “Be upfront about letting them know you would like to have a mentor-advisor relationship with them as opposed to just asking for tips from time to time,” advises Crawford. “Craft a plan beforehand that you can present to them—don’t make them develop the plan.“ Your plan might include the number of meetings you’d like to have—on a monthly or quarterly basis—or a specific aspect of the industry or your job that you’d like to learn more about. When you pitch your proposal, you may also want to ask your potential mentor for his or her preferred communication method. “Set the goals you would like to accomplish and try to see what they are receptive to,” advises millennial career expert Jill Jacinto. You might ask your mentor,  for example, whether email works for quick questions and if he or she would be amenable to chats in person for more in-depth conversations, Jacinto suggests. Lastly, “make sure to let them know you want to help them as well, with connections, to test out an idea on you, or anything else you can help them with,” says Crawford With a mentor in place, “don’t expect [him or her] to do all the legwork,” warns Jacinto. Crawford says that many people choose to “make a formal agreement to help both parties take their new relationship seriously.” If you go this route, you can “take a look at your plan together and make adjustments as needed,” she says. “Then, commit to your schedule.”But if your new mentor prefers to be a little less formal, “be flexible to bend to their desires as well,” she says. “Suggest you touch base with them once every other month, for example, to set up a time to talk. Bottom line, have some sort of agreement you create, together.” When you meet (or speak) with your mentor, Jacinto recommends treating these meetings like any other you would at work. “Put together an agenda [and] include questions you’d like answered,” she says. You may even want to provide supporting documents or “set up a PowerPoint so they can easily identify the progress you are making, as well as see the time and effort you are putting into the mentor-mentee relationship,” Jacinto suggests. In conversations with your mentor, “be prepared and ask for honest feedback,” Jacinto adds. “Part of having a mentor will help you course correct your workplace habits. This person is able to give unbiased feedback that will be constructive. I once worked with a client who did this and got really offended when a mentor told her that her personality when working on a team sounded abrasive and instead she should take a softer approach. [But] she inevitably took his advice and it changed her career for the better.” Any ol’ mentor won’t do. “You want to find a mentor who shares a similar vision of success or someone who has been on a similar career path to yours,” says Crawford, by which she means that he or she “is either in a role you want to be in long-term or has some knowledge of the career path you want to pursue. Ideally, they would share some of your same career values or perspectives on their career.” The person you identify could be in your company, a university alumnus, a member of an industry association—or even outside your network. Also, “some companies offer a mentor program, but it may not be advertised,” Crawford says. And if they don’t, they “may be open to developing one if you bring it up,” she says. So, check with coworkers or your HR department, and consider this idea a viable option, too. A mentor can help you snag the job you’ve only been dreaming about, according to Fredda Hurwitz, chief strategy and marketing officer at RedPeg Marketing and a member of the Marketing Academy’s scholarship mentor board, by giving you inside information, helping you hone your negotiation skills, introducing you to the right people, and so much more. Here, according to Hurwitz, are five ways they can help.1. They can role play with you.A mentor can play employer to the mentee’s employee, which can “help build up the mentee’s confidence in his or her ability to state their case and recognize their value” before heading into a negotiation for a promotion, says Hurwitz. “The value of a practice scenario shouldn’t be underestimated—it instantly creates a safe space to prepare for some off-the-cuff questions that could otherwise catch them off guard.” If you’d like to practice negotiating, ask your mentor to throw questions your way such as: how have you exceeded expectations with the company, and what are some wins you have had in the last six months? Hurwitz suggests. 2. You will learn from their past experience.Your mentor has been there and done that—and his or her experience can help you learn information only someone on the inside would know. “The mentor should be able to draw on their own experience to provide hints and tips about how to approach this sensitive area,” Hurwitz says. “Have they stood up to a nightmare manager? Was their worth questioned in a negotiation setting? How did they stand up for themselves? Sharing these personal anecdotes—and furthermore, how they handled them—can help mentees to get a better sense of the types of scenarios they might encounter as well as different avenues through which to approach them.”3. They can introduce you to the right people.You’ve heard the saying that “it’s not what you know but who you know,” and when it’s time to snag a promotion, this can be especially true. “However, for those just getting their feet wet in an industry, a Rolodex of helpful contacts can take a while to build,” Hurwitz points out, and that’s where a mentor comes in. “A good mentor will open their network up to a mentee, allowing them to connect with other helpful individuals in the industry and ultimately build up their own little black book.”4. They can help identify your strengths—and your weaknesses.You’re ready for a promotion, but do you possess all the skills necessary to be successful in the new gig? A mentor can help you figure that out. “If there are skills that need to be developed in order for a candidate to become eligible for a raise, a mentor should be seen as a critical resource to point out these areas as well as offer tangible tips to help a mentee sharpen their skills,” says Hurwitz. 5. And they’ll keep it real with you.One way to ensure you get a promotion is to make sure you’re actually ready for it. If you’re not, you could be setting yourself up for failure. “A mentor should even coach the mentee when not to seek a promotion—the mentor may realize that the mentee isn’t quite ready,” Hurwitz says. “An insightful and caring mentor should be able to take that step back and show the mentee what may still be required as a proof point before broaching the subject and having to deal with a very unpleasant response.” How to Identify a Mentor Sponsor versus Mentor?center_img How to Ask Someone to Be Your Mentor Learn More! What is a Mentor? Unfortunately, a great mentorship opportunity rarely just lands in your lap. More often than not, you need to proactively reach out in order to build the kind of professional relationship that can really benefit you. But you can’t just waltz up to someone and ask, “Do you want to be my mentor?” (Well, you could, but it probably wouldn’t be very effective.)So how exactly do you tactfully ask someone to be your mentor?1. Choose Wisely“Don’t expect someone in a high-level leadership role, like the CEO of a large company, to immediately agree to be your mentor. While they may want to mentor you, they might not have the time to do so,” says Mary Grace Gardner, career strategist at The Young Professionista. “A helpful mentor to have is someone who is two or three levels above you, but doesn’t work directly with you. It’s more difficult for a mentor to give you neutral, constructive feedback if your work directly impacts them.”Before clicking send on that email, think about what you need most right at this moment in your career.“Start by asking yourself how having a mentor will benefit you in your current situation and what you will gain by beginning this type of relationship,” says Eden Waldon, Career Specialist at Ama La Vida. “Perhaps you are seeking a mentor who can support your career goals and offer sound career pathing advice. Or maybe you are looking for someone with subject matter expertise to help you navigate a particular problem. You may even have different mentors that provide you with support in professional, personal and spiritual capacities.”2. Make Your RequestOnce you’ve pinpointed the perfect mentor, it’s time to reach out to them. This doesn’t always have to be a formal request, though, especially if you don’t know the person well.“I personally am not in favor of just saying ‘Will you be my mentor?’ right up front — it can be an overwhelming ask for a person who has a lot on their plate already,” says Santopietro-Panall. “I would recommend starting with something like ‘I really admire your work (or your career trajectory, or whatever it is that you admire) and was wondering if I could ask your advice on my own career?’ If the person says yes, then have that initial sit-down and chat with them.”Then, if all goes well, you can introduce the possibility of setting up a recurring meeting.“If you really like their advice and they seem invested in you, you might ask something like ‘I’d love to continue to learn from you, would you be willing to have coffee with me once a quarter/every few months and chat?’” Santopietro-Panall suggests.3. Be GraciousWhen your mentor responds to your request, make sure to be courteous — even if they say ‘no.’“It would be only natural to feel angry or hurt if the person you would hope might mentor you says no. But, as you reflect on the situation, realize that your mentor may have things going on that you are unaware of,” says career coach, Angela Copeland. “They may be having a difficult time at work. Or, perhaps someone in their family is sick. In a work situation, people often don’t disclose every detail of their lives.”Besides, Copeland adds, “This is a much better outcome than someone who commits time to you and then doesn’t follow through. Thank the person, and be very understanding and gracious. You never know — they may come back in the future and offer to mentor you.” First Mentor Meeting Plan Mentorships help professionals learn about their fields and roles from senior practitioners.  Mentors serve as advisors, helping mentees shape their ambitions and plans. Mentors are qualified to serve in this capacity because they have a general expertise relevant to the professional experience that they share with mentees. It isn’t necessary for mentors to work at the same company as those they mentor. Ready to find a mentor? If you’re looking for an advocate because you’re new to an industry or stepping into a bigger role, it may be time to invest in a mentor or a few mentors. Learn more about getting the professional insights you need:Glassdoor’s Mentorship Advice7 Companies With Impressive Mentorship ProgramsWant To Become A Mentor? Start By Reading ThisSponsors vs. Mentors: What’s the Difference & Why It Matters5 Signs You’ve Got a Bad Mentor9 Companies That Offer Incredible Professional Development ProgramsHow to Build Your Own Career Path Within an Organizationlast_img read more

Virgin Media Employees Share What It’s Really Like To Work Here

first_imgVirgin Media, which is now owned by cable group Liberty Global, was founded in 2006 following the merger of NTL, Telewest and Virgin Mobile to create the UK’s first company to offer television, internet, mobile phone services and fixed line telephone services. Being a Virgin brand means that the company has a high profile, with Sir Richard Branson and stars such as Usain Bolt and David Tennant appearing in TV advertisements. But what is it really like working for Virgin Media? What do the Virgin Media technicians and customer service staff think about their employer? The best way to find out is to turn to those who know best – the employees.Right now, Virgin Media has an overall company rating of 3.4 (OK) based on 74 reviews shared by employees, which is slightly above the 3.3 average company rating on Glassdoor (Ratings based on a 5-point scale: 1.0=very dissatisfied, 3.0=OK, 5.0=very satisfied). For comparison, that rating is higher than some competitors like BT (2.8; based on 335 reviews), but lower than Sky (3.5; based on 194 reviews). Virgin Media scores above average in most workplace factor ratings, too, notably with its compensation and benefits rating of 3.7. However, employees give the company’s senior management a rating of 2.6, below the Glassdoor average of 2.9.Check out the image below to see more about how employees really like working at Virgin Media, including how overall employee satisfaction has changed over time:Looking deeper into Virgin Media, you can see what some employees have to say about the benefits and downsides of working here:Pros:“No micro management. Freedom to work in your own style.” – Sales Executive (Manchester, England)“Great people to work with, some really good and dedicated managers. Very good range of benefits on offer, especially staff deals on mobile and TV.” – Reporting Analyst (Bradford, England)“You have permission to think and do things differently. You can be true to yourself in everything you do.” – Training Delivery Manager (London, England)“Good people, great benefits, good salary, interesting work, great culture since turning Virgin from ntl / telewest. Working when Neil Berkett was in charge was inspirational.” – Manager (Hook, England)Cons:“Very poor access to senior management, can be quite hierarchical despite values being communicated.” – Manager (London, England)“If you really like expressing an opinion that is very different from others be very careful.” – Manager (Glasgow, Scotland)“The company is large and fragmented being essentially a merger of several other companies.” – Senior Commercial Manager (London, England)“Somewhat constant feeling of job insecurity due to the structural changes and seemingly never ending focus on cost cutting.” – Access Technician (Birmingham, England)Do you work at Virgin Media? What do you think of the company? Let others know by sharing a review.Want to learn more about what it’s like to work at Virgin Media?Virgin Media jobsVirgin Media company reviewsVirgin Media salariesVirgin Media benefitsVirgin Media interviewsVirgin Media office photoslast_img read more

Glassdoor Updates Privacy and Cookie Policy

first_imgSince Glassdoor launched nearly 10 years ago, user privacy has been at the core of our business. As we continue to expand our offerings and grow our global footprint, today we updated our Privacy and Cookie Policy to make it unified across our domains and even more transparent and easy to understand.  Like many companies, we are revising our Privacy and Cookie Policy now in part to comply with the European Union’s (EU) new General Data Protection Regulation (GDPR), which goes into effect on May 25, 2018. The GDPR is new regulation designed to harmonize data privacy laws across Europe, to protect and empower all EU citizens’ data privacy and to reshape the way organizations across the region approach data privacy.  Here’s a brief overview of the key changes: We previously had separate policies for North America and our international sites. We have consolidated these into one global Privacy Policy for all Glassdoor domains.We updated the Privacy Policy to comply with the new requirements under the EU General Data Protection Regulation (GDPR) coming into force on May 25, 2018.We are rolling out a new Cookie Consent Tool to make it easier for you to manage and control the use of cookies our partners use to collect information to better tailor advertising to your interests, both on Glassdoor and beyond.We’ve added more detail about some of the features we offer and how they make use of the information we collect.We restructured some sections to make them more concise. Our new Privacy and Cookie Policy becomes effective on May 30, 2018 provided that enhanced data protection rights in the Policy become effective on May 25, 2018 for all EU-resident users who are natural persons. If a user objects to the Policy after the effective date, the user may choose to close their account.Given the above revisions are just highlights, we encourage you to read the fully updated Privacy and Cookie Policy to make sure you understand the changes. For more about GDPR, please visit glassdoor.com/GDPRlast_img read more

14 Perfect Jobs For Creatives

first_img12. CopywriterWhat they do: Write copy for advertisements or promotions for a company or brand. Average Salary: $60, 296Companies hiring: Keypath Education, Pure Romance, Runyon Saltzman, PACO Collective, Carole Cole Company, Thomas Arts & more. Browse Open Jobs 10. User Experience (UX) DesignerWhat they do: Designs websites and interfaces to improve online experiences for customers.Average Salary: $90,697Companies hiring: Spire Trading, Vagaro, Os2 Corp, STEM Premier, Conduent, Voiceitt, Lineam, Blackbaud, Clickbooth & more.Browse Open Jobs 13. Landscape ArchitectWhat they do: Design landscapes for residential, commercial and industrial business sites. Average Salary: $59, 093Companies hiring: Scenic landscaping, Greey Pickett, Merrill Morris Partners, NYC Parks, Shrub Hub, LPA, Reef Tropical Pool & Landscape & more.Browse Open Jobs 8. Camera OperatorWhat they do: Operate cameras for television, film or documentaries.Average Salary: $35, 726Companies hiring: NEP Group, CGI Communication, Canfield Scientific, PURE Canadian Gaming, Spectrum, Industrial Films, NBC Universal, Liberman Broadcasting & more.Browse Open Jobs 2. Tattoo ArtistWhat they do: Design and ink tattoos for customers.Average Salary: $25, 926Companies hiring: Hair Club, Society Ink, Kinetic Body Art, Daley and Associates, Empire Ink, House of Pain, Tiki Tattoos, Scorpion Tattooing & more. Browse Open Jobs 9. Technical WriterWhat they do: Develop guides and instructional manuals or software documentation about technology in order to simplify communication for consumers.Average Salary: $61, 448Companies hiring: MK Products, Pactera, Ciber, SirsiDynix, TestPros, ManTech, Honda Aircraft Company, Nuclear Energy Institute, Silvaco Inc. & more. Browse Open Jobs 5. Marketing ManagerWhat they do: Control and manage the communication between a company or brands and its consumer base.Average Salary: $81, 078Companies hiring: Circonus, Infosys, Active911, 99Designs, Garza/Bomberger & Associates, Vanguard Integrity Professionals, Independent Insurance Agents & Brokers of America & more. Browse Open Jobs 3. Cake DecoratorWhat they do: Design and decorate cakes in a bakery.Average Salary: $24, 669Companies hiring: Costco, Buttercooky Bakery, Magill’s World of Ice Cream, King’s Hawaiian, Nugget Market, Lowe’s Foods, Meijer, Giant Eagle & more. Browse Open Jobscenter_img 4. Public Relations SpecialistWhat they do: Control the public image of a brand or company.Average Salary: $58, 360Companies hiring: Experian, AWeber, Rolls Auto Sales, Raffetto Herman Strategic Communications, Firebrand Communications, Denny’s, American Academy of Dermatology & more. Browse Open Jobs 14. Graphic DesignerWhat they do: Design and create materials for a company’s brands – form posters, to packaging designs to websites and brochures.Average Salary: $48, 561Companies hiring: Spire Trading, DCC Marketing, 813 Consultants, Denny’s, Ramski & Company, The University of Massachusetts Amherst, Goode Company Restaurants, Gopher Sport, Burke Williams Spa & more.Browse Open Jobs 6. Advertising DirectorWhat they do: Create and oversee advertisements and promotions for a brand or company.Average Salary: $65, 973Companies hiring: Launch Potato, Healthline Media, Altig, Advenir Living, Stirling Technologies, Big Panda, Resolution Media & more.Browse Open Jobs 7. ChoreographerWhat they do: Create and instruct dance movements for a dance theatre, company, organization, team or school.Average Salary: $52, 970Companies hiring: Fred Astaire, Success Academy Charter Schools, Coney Island Prep, Anoka-Hennepin School District, 7 Virtues Entertainment, Valley Dance Academy, Elite Dance Academy & more. Browse Open Jobs 11. Interior DesignerWhat they do: Design and execute interiors of a building for commercial, industrial or residential use.Average Salary: $51, 775Companies hiring: Chapman Design Inc., Dekker/Perich/Sabatini LTD, M Anthony Designs, Ramski & Company, Davis Ink Limited, BCRA, Interior Motives Inc. & more.Browse Open Jobs As a creative person, you probably want a career that will tap into your right brain as opposed to your left-brain. Whether you’re considering what career path makes the most sense for you, or are a creative person who has been dissatisfied with the lack of creativity your current role allows–the good news is there is a wealth of new opportunities in the creative fields. Depending on your creative skill set, the following jobs might work out well for you–plus, the majority of these positions pay well too. A job where you can let your creative expression flow and get paid well!? What are you waiting for, apply to one of these jobs today!1. Floral DesignerWhat they do: Design and set floral arrangements for events.Average Salary: $25, 375Companies hiring: MGM Resorts International, Hy-Vee, Naples Floral Design, Le Jardin Francais, Pebble Beach, W3global Inc., Fifth Group Restaurants & more.Browse Open Jobslast_img read more

Typical Kloppo! Liverpool boss holds huge 50th birthday bash in Marburg

first_imgLiverpool boss Jurgen Klopp was back in Germany on Friday for his 50th birthday celebrations.BILD reports he held a huge party in Dagobertshausen Hall in Marburg on Thursday to mark the milestone.Guests included his former Borussia Dortmund stars Robert Lewandowski and Mario Gotze.Klopp greeted guests upon their arrival alongside his mother Elisabeth and wife Ulla, and party-goers were treated to a performance from German rock band Die Toten Hosen.”This party was typical Klopp,” the source stated,.”‘Kloppo’ let his guests ride to the rural address and he was there in a blue suit, white shirt and white sneakers, as well as a warm embrace.”last_img read more

Arsenal, Everton chasing Genk midfielder Sander Berge

first_imgArsenal and Everton are chasing Genk midfielder Sander Berge.The Mirror says Arsenal are considering a bid for highly-rated Norwegian defensive midfielder Berge.Gunners scouts have been watching the 19-year-old for months and have built a rapport with his camp.Now they hope to beat Sevilla, Monaco and Everton – who tried to sign the youngster last season – to his signature.Berge is expected to cost around £18m, which will not be an issue for Arsenal.last_img

The missing piece of the communications map

first_imgI recently confessed on this blog that I had to throw out the first half of my book because it wasn’t very good and start over mid-way through my writing process. Here’s an analogy from the cutting room floor that I did like: a map of Sherwood Forest as the map for reaching our audiences. In the middle of it is the marketing territory we sometimes want to avoid but all must pass through.If we are working for a good cause, Sherwood Forest is located on our mental map between somewhere between our mission statements or strategic plans and our outreach efforts. Most organizations or activists have mission statements and even strategic plans. These are the ideas and documents that tell us why we are in business and what we want to accomplish. Picture this as the west side of a map that shows how to reach our audiences. At the other end of our mental map, to the east, is an outreach or communications plan. Most organizations have at least an informal version of this plan. It tells us how to get our message out – for example, press conferences, canvassing, printed matter and public service announcements. Now visualize the empty space on our line between our strategic plan and our communications plan. This is the uncharted, dense, dark wood we’re calling Sherwood Forest. It is tempting to circumnavigate it, because it seems so much easier to bypass the wood and take our mission directly to the people. We all like to figure out what we’re trying to accomplish and then go straight to promoting it. This is skipping the crucial path through the forest. It’s assuming that being right is the same thing as being convincing, and therefore giving people information will get them to take action. We start by saying “we need a brochure” rather than asking, “who are we trying to reach and what do they want?” Many marketing efforts stumble because information alone does not change hearts or minds.We need to backtrack and determine how to translate, position and compellingly package our agenda for our audience before we start promoting. Taking time to do this ensures that when people hear our public service announcement or read our brochure, they will take action. Sherwood Forest is where we go from mission orientation to market orientation. It’s where our advocacy efforts either come together and gain power or fall apart, lost somewhere in the undergrowth. OK, so it’s a little overblown. That’s why it did not end up in the book. But I revive it here to say, before we go east and decide how to communicate, we should make the journey into our audience’s world and figure out what they think, what they do and where they are. Then and only then can we figure out how to express our Western orientation – our mission – in terms that will travel well.Wow I’m stuck on the travel analogy this week too. Maybe I need a vacation?last_img read more

CIESAS Evaluation of ALSO

first_imgPosted on December 10, 2010November 13, 2014Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)The following is part of a series of project updates from the Centro de Investigaciones y Estudios Superiores en Antropologia (CIESAS). MHTF is supporting their project, Evaluation of ALSO Program. More information on MHTF supported projects can be found here.Written by: CIESASIn the last 3 months, the CIESAS team made an important decision in the design of the ALSO evaluation. The evaluation site was changed from the General Hospital in the coastal city of Pochutla, Oaxaca to the much bigger Civil Hospital Dr. Aurelio Valdivieso in the capital city of Oaxaca. CIESAS made this decision because, unlike we were previously told, this latter hospital does meet basic methodological requirements to carry out the evaluation, and it also is the largest hospital with the greatest load of obstetric emergencies throughout the State of Oaxaca.CIESAS hired four field-workers, all of them recent graduates from medical school and trained them in the correct implementation of observation checklists and patients’ interviews, as well as in basic hospital research bioethics. All instruments were designed for this particular evaluation and were tested and reviewed before being fully implemented. Since the end of September, fieldworkers have been rotating during the night and the morning shifts in the ER and in the Ob/Gyn Unit of the Valdivieso Hospital, observing and registering the actual management of obstetric hemorrhage and preeclampsia/eclampsia, as well as observing and registering how Ob/Gyns manage normal hospital deliveries.Share this: ShareEmailPrint To learn more, read:last_img read more

Wilson Center Dialogue April 18: Impact of Violence Against Women on Maternal Health

first_imgPosted on April 10, 2013August 15, 2016Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)We are pleased to announce that the next event in the Advancing Dialogue on Maternal Health series co-sponsored by the Woodrow Wilson Center, UNFPA and the MHTF will be held April 18 from noon to 2pm at the Wilson Center in Washington, DC. The dialogue will focus on the impact of violence against women on maternal health.From our colleagues at the Wilson Center:Women suffering from intimate partner violence are more likely to suffer from complications during their pregnancy, including miscarriage, low birth weight, and excessive bleeding. They’re also more likely to be denied medical assistance during childbirth by their husbands and in-laws.The impact of violence isn’t limited to mothers. A 2011 study co-authored by Jay Silverman, Anita Raj, et. al found that the death of 1.8 million female infants and children in India between 1991 and 2011 were linked to violence against their mothers. Violence against women is not unique to India and occurs in many parts of the world where women have limited access to maternal health care services. A study conducted by Cari Jo Clark, Jay Silverman, et. al, identified multiple social factors in Jordan that led to intimate partner violence during pregnancy. Among them: alcohol use by the husband, engrained attitudes of a woman’s duty to obey her husband, and infrequent communication between the wife and her family.Join us in a discussion of the many effects of violence against women on maternal health and what steps are being taken to address this global issue.Click here to RSVP to attend the dialogue at the Wilson Center in Washington, DC or learn more about the event. About the 2012-13 dialogue series: As one of the few forums dedicated to maternal health, the Woodrow Wilson Center’s 2012-13 Advancing Dialogue on Maternal Health series builds upon the 2009-2011 series to bring together senior-level policymakers, academic researchers, media, and civil servants from the U.S. government and foreign consuls to identify challenges and discuss strategies for advancing the maternal health agenda.In addition to in-person events, video of Wilson Center dialogues is available online.  To watch the April 4 dialogue, Maternal Health in India: Emerging Priorities, click here.Share this: ShareEmailPrint To learn more, read:last_img read more

Join the Wilson Center This Wednesday for “Underage: Addressing Reproductive Health and HIV in Married Adolescents”

first_imgPosted on July 28, 2014November 2, 2016By: Katie Millar, Technical Writer, Women and Health Initiative, Harvard T.H. Chan School of Public HealthClick to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)A new wave of attention and research is now focused on one of the world’s most vulnerable populations: adolescents. In the developing world, there are 70 million girls under the age of 18 who are married. Most of these girls are incredibly vulnerable —likely taken out of school, pregnant or already parents — they are at increased risk for gender-based violence and sexually transmitted infections, including HIV. Despite knowing these risks, there is much to be discovered about what adolescents face and how we can better provide for their health and other needs.On Wednesday, July 30, experts will gather in Washington, DC at The Wilson Center to discuss current research and programming with married adolescent girls in the developing world. Representatives from USAID’s Office of HIV/AIDS, International Center for Research on Women, CARE, and Pathfinder International will discuss their work from Bangladesh, Ethiopia, West Africa, and other low-resource settings.Join the meeting in person, via live webcast, or twitter on July 30 from 3 to 5 p.m. EDT. To RSVP to the meeting, view the webcast, access more resources on reproductive health and HIV in married adolescents and view the speaker list, visit the event page.Share this: ShareEmailPrint To learn more, read:last_img read more

What’s going on with male contraception? Is it the future?

first_imgPosted on October 18, 2019October 18, 2019By: Emily Gerson, Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)Disclaimer: While we recognize that not all people with male sex organs identify as men, we will be using the terms “men/male” to refer to people with penises and “women/female” to refer to people with uteri. We apologize for the cis- and heteronormativity that this promotes.Although it is impossible to become pregnant without contribution from a man, the contraception industry has virtually ignored their role in procreation, leaving their options stagnant in condom use, vasectomies, and the withdrawal method. Men who have female partners are frequently involved in conversations regarding birth control, but a man educating himself and encouraging his partner’s usage is wildly different from actual willingness to subject himself to the arduous administration methods and unpredictable side effects that come to be expected with contraceptives.Research has demonstrated that men are not opposed to using contraception if it means safer sex and a shared burden between partners. Male contraception could revolutionize family planning; combining it with female contraception could relieve worry from partners where a woman uses the pill, or similar contraceptives with high user error rates. Still, a lack of knowledge and research holds back progress, and attitudes towards male contraception vary based on location and contraceptive.[1][2][3][5] For instance, 44% of men in Hong Kong expressed willingness to try a male pill compared to 83% of white men in Cape Town, and 32% of men in Edinburgh expressed willingness to try an injectable compared with 62% of white men in Cape Town.[4]This is not to say that research has not been done on this regard. In fact, international research into the idea of male contraception began in the 1970s,[1] and there are numerous male contraception options in very early stages of development, with several drawing more attention than others.So, what are some of the products being tested? From injectables to thermal underwear, methods with varying amounts of hormones (as well as non-hormonal methods) have demonstrated effectiveness, with the drawbacks mainly being unpleasant side effects and demanding means of execution.[2][5]Hormonal methods Male hormonal contraceptives work by suppressing gonadotropins (hormones which stimulate the activity of the gonads) release from the pituitary, inducing the suppression of spermatogenesis (the development of mature sperm cells).[6] Thousands of healthy men have enrolled in clinical trials of male hormonal contraceptives with a nearly universal return of steroid production and spermatogenesis function once the contraceptives are stopped.[6]Large, international studies have demonstrated testosterone’s efficiency in suppressing sperm concentrations, while further research has found that testosterone alone is not as efficient as testosterone plus a progestin, both in the rate and extent of suppression of spermatogenesis.[5][6]Testosterone clears quickly from the system when taken orally, and multiple doses per day is impractical, thus rendering the implementation of a male pill improbable.[2] Hormonal injections are among the most widely researched male contraceptive options, and have been found to be extremely effective, with sperm function returning to normal after discontinuation.[5] In a trial evaluating a testosterone injectable, 61% of the 44 participants who completed the 1-year exposure period rated the injectable as excellent or good and 79% indicated that they would use it if it were available.[3]The World Health Organization (WHO) and the Contraceptive Research And Development Program (CONRAD) analyzed testosterone undecanoate (TU) and norethisterone enanthate (NETE) in a large efficacy study, however after mild to moderate mood changes were noted in some of the participants, an external safety review committee recommended stopping further injections before the planned end of the study.[5]  The most common mood change, found in 16.9% of participants, was categorized as “emotional disorder,” with 63 participants ranking the disorder as “mild,” two ranking it as “moderate” and zero as “severe.” The next most common mood change was mood swings, found in 4.7% of participants, with 16 participants ranking the mood swings as “mild,” three ranking them as “moderate” and zero as “severe.” [12] Although the side effects seem tame when quantified like this, one participant is thought to have taken their own life and another attempted to do so during the trial.[13] WHO and CONRAD will not be moving forward in clinical trials, as there is no more funding available to retest another formulation.[9]Other methods of delivery are also being tested. Nestorone, a transdermal testosterone gel, showed effective suppression of gonadotropins when used for 20 days.[6] With no injections necessary, the gel would be widely accepted, and an encouraging trial showed that most failure was due to inconsistent or nonuse of products, not failure of product’s effectiveness.[2] Nestorone is currently in Phase 2 clinical trials.[10]Non-hormonal methods Perhaps the most recognizable non-hormonal method is RISUG, an injectable form of long acting reversible contraception (LARC) that began development in India in the early 1980s.[6] RISUG has been in clinical trials for decades, with Phase 1 and Phase 2 published in 1993 and 1997, and Phase 3 in 2003. The longest duration of the RISUG bearer was over 13 years.[7]Intellectual property rights to RISUG were acquired by NGO Parsemus Foundation in 2010.[5] Parsemus used the RISUG technology to create Vasalgel, which claims to have a different polymer and formulation than RISUG. Parsemus has performed preclinical studies in rabbits and monkeys, and intends to begin trials in humans in 2020, although human trial start dates had previously been projected for 2018 and 2019.[2] According to the Parsemus website, “The procedure is similar to a no-scalpel vasectomy, except a gel is injected into the vas deferens (the tube the sperm swim through), rather than cutting the vas (as is done in vasectomy). If a man wishes to restore flow of sperm, whether after months or years, the polymer would be dissolved and flushed out.”[8] However, until drug companies choose to allocate funds to and put priority on testing Vasalgel, progress will be extremely difficult.Another fascinating non-hormonal option is thermal contraception. This is based on the notion that in human males, testicular temperature is 2-5 degrees Celsius lower than core body temperature, so when testicular temperature is increased, sperm output is reduced. Specific thermal underwear lifts testes closer to the body and warms them by 2 degrees Celsius.[1] A French study found that males enjoyed that the underwear was natural and non-invasive but expressed concern over the need to wear it continuously.[1]So, what’s stopping progress?Researchers have been playing around with the idea of male contraception for decades, but a lack of urgency surrounds the issue. Regardless of ample enthusiasm for the idea, the fact remains that pursuing male contraceptives like the ones described above would involve significant effort on the part of both male volunteers and the male-led pharmaceutical industry. Myriad hormonal and non-hormonal methods have been studied at least partially, but these studies receive little funding and almost no media attention, and abandonment and incompletion are rampant.[9] Public access to male contraception requires completed and successful clinical trials, which in turn require significant funds and far more participants. Pharmaceutical companies have expressed little interest in male contraception, presumably because the complex drug would not become profitable for many years.[15]Clinical trials that managed to amass the funding and subjects have been cut short due to side effects, such as mood swings, that are frequently associated with female hormonal contraception methods that millions use every day. Should men have to deal with the same side effects women do for the sake of family planning? Well, the flaws in female contraception, despite their use as an argument for leniency in male contraception development, also detract from funding towards male birth control, as better, more effective female contraception is also a public health goal. Sure, women endure severe adverse effects in the name of family planning, but they also have far more at stake, leaving them more likely to deem the side effects worth the risk.Organizations that fund contraception research and promotion are unlikely to divert all of their focus away from women’s health and onto men’s when there is still so much work to be done in achieving access to the family planning options already on the market. Yet, the Bill and Melinda Gates Foundation and the David and Lucile Packard Foundation have both directed funds towards male contraception research. It’s important to note, though, that female contraception and its role in empowering women from low resource areas continues to be of higher priority.[14][16]Further, male contraception would not eliminate, or even necessarily reduce, the need for female contraception. Even in a hypothetical near future where male birth control is cheap, safe, and accessible, for men to become the sole bearer of contraceptive responsibility the hypothetical future would also need to be one where women can trust the intentions of all men that they are sexually intimate with. Unfortunately, the latter concept proves to be elusive. It is impossible to tell if a potential partner has a long acting reversible contraceptive (LARC), like Vasalgel, and a pill would be easy to lie about having taken. With their bodies, finances, and futures on the line, women might not trust that men are telling the truth. With the prevalence of “stealthing,” the act of secretly removing the condom without the knowledge of the partner, this is not an unfounded fear.[10] Research has shown that men generally desire larger families than women do, and in many cultures women are left out of reproductive decisions.[17] “Stealthing” is rooted in the patriarchal notion that man’s pleasure and his “right” to extend his bloodline justify violating a woman’s bodily autonomy.[18] Covert male contraception could make the abusive behavior even easier. Men are not the only perpetrators of reproductive manipulation, however. Male contraception would grant agency to men who fear being coerced into fatherhood by a deceptive partner. They would not have to carry the child, but fatherhood is itself far too heavy of a responsibility to risk if one is not fully prepared.Though male birth control would not replace its female counterpart, significant interest has been gauged due to the anticipated benefits. While male contraception is unlikely to be publicly available any time soon, it is not yet a lost cause. Nestorone transdermal gel’s clinical trial is estimated to complete by 2021,[11] and Parsemus is currently accepting donations to fund its research.[8] Very recently, the Bill and Melinda Gates Foundation allotted a grant of about $900,000 (£716,670) to Dundee University in Scotland for research into a male pill.[14] The progress may be slow, but the science is there, and it is promising. [1] Are men ready to use thermal male contraception? Acceptability in two French populations: New fathers and new providers[2] Male Contraceptive Development: Update on Novel Hormonal and Nonhormonal Methods[3] Modeling the impact of novel male contraceptive methods on reductions in unintended pregnancies in Nigeria, South Africa, and the United States[4] Potential impact of hormonal male contraception: cross-cultural implications for development of novel preparations[5] Update on male hormonal contraception[6] Beyond the Condom: Frontiers in Male Contraception[7] RISUG: An instravasal injectable male contraceptive[8] https://www.parsemus.org/projects/vasalgel/[9] Why We Still Don’t Have Birth Control Drugs for Men[10] Stealthing: What You Need to Know[11]https://clinicaltrials.gov/ct2/show/NCT03452111[12] Efficacy and Safety of an Injectable Combination Hormonal Contraceptive for Men[13] https://arstechnica.com/features/2018/02/more-than-half-a-century-later-wheres-the-male-pill/[14] Dundee University researchers start work on male pill[15] Male contraception: Another holy grail[16] https://www.packard.org/grants-and-investments/grants-database/parsemus-foundation/[17] Reproductive Motivation and Family-Size Preferences among Nigerian Men[18] ‘Rape-Adjacent’: Imagining Legal Responses to Nonconsensual Condom RemovalShare this: ShareEmailPrint To learn more, read:last_img read more

How to settle credit card debt

first_imgAmericans struggling with credit card debt isn’t a new thing, but recently it seems as if we’re racking up more debt on our credit cards than ever before. A fascinating article published recently by the finance website Value Penguin argues that national credit card debt is on the rise, despite the fact that less and less people are using credit cards.“Credit card debt in America has been rising over the last decade. However, despite this, the average percentage of people holding credit card debt has been gradually decreasing. This tells us that the while average credit card debt is increasing, it’s not due to a greater number of individuals spending. Instead, in recent years, more people have been more heavily indebted. In the year 2000, over half of the households in America had credit card debt. By contrast, in 2001, that figure fell to 38% – over 12 percentage points lower. Over this time, average credit card debt rose from $5,048 to $7,697. This means the average American today holds 52% more debt today than they did a decade ago.”The article goes on to say that the average American household credit card debt was $10,308 as recent as November of 2015. Coping with more than $10,000 of credit card debt simply isn’t manageable for most families, and the fact that many credit card companies have returned to their pre-recession tactics of offering cards with high interest rates to people with low credit scores is surely contributing to America’s debt woes.Whatever the circumstance, if you owe a significant amount of money on one or more credit cards, it’s an issue you need to deal with now before your debt balloons and becomes unmanageable.Living with credit card debt makes life more difficult in every way. For example, purchasing a home and ditching your rental is extremely difficult or sometimes impossible if you’re saddled with credit card debt and have a low credit score.According to the real estate website Home Guides, “Credit cards, and how you use them, are a large part of your overall credit history and score. Lenders not only use your credit score as an indicator of your overall creditworthiness, but they also use your debt to determine your approval as well. Every lender uses a debt-to-income ratio as part of the loan approval process.”Banks and lenders will be hesitant to loan you money to purchase a home if you have significant debt on credit cards.Is Settling Credit Card Debt Possible?Yes. If you’re a person mired in credit card debt, consider having a professional debt settlement company negotiate with credit card companies on your behalf. Here’s how debt settlement works: An experienced debt settlement company uses its leverage with credit card companies to negotiate down your debt.Debts settlement companies have leverage with credit card companies because they use the debt of often hundreds of clients to increase their negotiating prowess. Credit card companies would much rather get something from you than nothing, so this gives professional debt settlement companies a path toward driving down your debt and saving you money.How To Settle Credit Card DebtYou can settle your debt right now by contracting a debt settlement company to strategically negotiate with credit card companies. Debt settlement companies often negotiate with the same credit card companies numerous times, so they have a rapport. Debt collectors work on commission, so they have a financial incentive to be open to negotiating.It might be tempting to take a DIY approach when it comes to trying to tackle your credit card debt, but simply calling up the folks who own your debt and asking them to lower the amount you owe won’t work. Professional debt settlement negotiators know exactly who to contact, and how to get credit cards to lower the amount you owe them.What To Look For In a Debt Settlement CompanyWhen looking for a debt settlement company, look for someone who has years of proven experience, positive customer reviews and all the necessary accreditations. Many companies out there claim they can reduce your debt, but lots of companies lack the experience, leverage and expertise needed to get the job done.Your debt is a serious issue, so make sure you’re getting in league with a reputable debt settlement company.Why You Need To Act FastEvery day that you don’t address your credit card debt is another day that your debt grows and becomes more and more unmanageable. It’s important to keep in mind that credit cards might seem like a solution, but they exist to as a means for companies to make money.A 2011 CNN Money article details one woman’s credit card horror story. After a motorcyle accident, the woman received a credit card with 29.9 % APR and a $300 limit, only to receive a letter a few months later explaining that the card’s APR had skyrocketed to 79.9 %.Interest rates that high are intentionally put in place to create massive amounts of debt at a rapid pace, and unfortunately, it’s a practice that is perfectly legal. If you need a solution for your credit card debt now, you need a professional and experienced debt settlement company that knows how to negotiate credit card debt and will do their best to help you lower your monthly payments.This is a post from a member of the Freelancers Union community. If you’re interested in sharing your expertise, your story, or some advice you think will help a fellow freelancer out, feel free to send your blog post to us here.last_img read more

Make your business meetings more meaningful with these 5 principles

first_imgThe key to having a good meeting is preparation. If you just show up, you’re already behind – you’ll spend the time working through the task at hand rather than reviewing possible solutions.A meeting can consume a material portion of your day. It’s an investment of time, which means it’s also an investment of money. As a freelancer, this is doubly important: the success of your meetings will determine the size of your bank account!An additional bonus is that if you are well-prepared when you go into the meeting, you will be relaxed and confident. Meetings may be one of the few times that you get a lot of face or phone time with a client, so it’s important to make the best impression that you can.Get the logistics rightThis is the simplest thing but often gets overlooked. Make sure that you arrive on time. Being late looks sloppy and is a bad way to start. It’s amazing how often people overbook their calendars and as a result end up making a poor impression.Know where you are going and allow for a short delay as well. Don’t arrive too early as that can look desperate – if you’re 20 minutes ahead, get a coffee or walk around the block. You want to be at a client’s office 5 minutes before the meeting.Bring along a list of questionsIt is easy to get engrossed in the conversation and forget to ask something important, no matter how many times you have asked other clients the same questions or how obvious they are. As a freelancer you won’t have a colleague there to ask the question.Preparing a list of questions before the meeting is the key to getting all of the information that you need. These should make sure to include all standard questions like the scope and timescale of the project, as well as client specific questions.The list isn’t exclusive. You can always ask further questions during the meeting, this will just ensure that you don’t forget anything critical or obvious. Leave yourself space to add to your list of questions, should the client say something you wish them to expand upon later.If you are new to the world of freelancing here is a great list of questions to ask clients.Remember your selling pointsTake a list of your key selling points. Again these can be hard to remember during a meeting so having them written down ensures that you will make all your key points. The list should be tailored to the client and project.You need to show them that you are the ideal person for the job, by telling them why you have the perfect skillset and showing them examples of your previous work. Numbers talk, so if you have figures to show that a new website you created boosted visitors, or a new logo you designed increased sales, make sure you have these to hand.The best way to do this is to bring a document or presentation for the client containing a few select examples of your work, along with testimonials from previous clients. Again, tailor this to their needs, rather than having a generic leaflet you hand out to all prospective clients. This will help them remember you, and why you are the right person for them to work with, long after the meeting has finished.Get your body language rightExperts all agree that your body language probably communicates more than the words that you actually say. Strong body language comes more easy to some of us but there are a few tips that can help anyone.Smile. It makes a huge difference and is often the first thing people stop doing if they’re nervous or stressed. This can’t be repeated enough as a smile will make you look confident and relaxed and also help put the other person at ease as well.Be sure to sit up straight and make eye contact, as these will make you look and actually feel much more engaged and confident. This article on assertiveness contains lots more tips for body language and confidence.Finally, practice makes perfectHold a practice meeting with a friend or relative posing as the client. If you don’t have anybody willing or able to do this, hold a meeting with an empty chair! Set up a voice or video recorder beforehand, so that you can play it back later to see where you need to improve. Think about both what you say and also how you say it.And remember to smile!Finally, good luck. Preparation will improve your odds and give you more confidence but everyone needs a bit of good luck as well. Oh and don’t forget to smile!last_img read more

Personal branding for introverts

first_imgThis is a post from a member of the Freelancers Union community. If you’re interested in sharing your expertise, your story, or some advice you think will help a fellow freelancer out, feel free to send your blog post to us here.For many years in my youth I told people I was shy. Much later I learned that I am, in fact, an introvert.Perhaps you are also part of this creative collection of individuals who are quiet observers of the world. The thing is, being quiet often means being overlooked. So how can your personal brand stand out from the crowd without having to change who you are?Speak up about your accomplishmentsQuite often, introverts fail to get the recognition they deserve because they choose not to bring public attention to themselves. There is an art to bragging about your accomplishments without coming across as arrogant.Learning to speak up is key because relying exclusively on others to talk about your accomplishments is risky. Having your many achievements go unacknowledged may prevent you from getting promotions in the workplace.Start today: Make a list of your accomplishments since your last managerial review and seek ways to make sure you receive credit for these. This will help you draw attention to future milestones.Create personally beneficial relationshipsWhile it is common for introverts to seek a mentor to help them find success (I currently have a business mentor and a life mentor), it is also known that introverts may not know who, when and how to ask for referrals. Creating strong relationships with professionals who are more likely to speak up on your behalf can be priceless when you need someone to vouch for your skills and abilities.Start today: Export your Linkedin contacts into a spreadsheet and reach out to at least 10 connections you would like to receive a recommendation from.Share your ideasNo, don’t become a Chatty Cathy, instead see this as a cue to feel free to open your mouth and talk about a new idea or opinions you have. Social media is the quickest way to do this and receive near-instant feedback. If this is a struggle for you, mentally lay out what you plan to say prior to saying it.Start today: Practice recording videos where you share your opinion on a matter close to your heart. Once you’re happy with at least one of the videos, upload it to your chosen social media channel or blog.Don’t be so hard on yourselfThe self-conscious nature of introverts in the limelight can often become our undoing. Try not to beat yourself up over what you see as a “mistake.” Concentrate instead on your successes.Rehearse before situations that make you nervousIf you have a presentation around the corner, practice for it. Buddy up with a mirror or employ the help of an honest friend to make yourself more comfortable. The more often you do something, the more natural it becomes.Start today: Download the brain training app Elevate and complete their public speaking exercises.Online is your friendI often hear from other introverts that they feel more comfortable networking online instead of in-person. Personal branding is important, so introverts should be sure to take advantage of the various online networks for young professionals (the larger ones being as LinkedIn and Twitter), to create more connections in a low stress environment.The professional world can seem daunting to us introverts, however the ability to learn strong networking skills is available to us all in order to boost our personal brand – introvert or otherwise.Richard Etienne is a personal branding consultant to politicians, artists, freelancers and retired sports stars. He takes pride in helping people establish a reputation and an identity while still maintaining a personal level of trust and interaction with their target audience.last_img read more

Time to Go Tankless? The Pros and Cons of Tankless Water Heaters

first_imgHow much do you pay for heating? Depending on where you live, it’s a good chunk of money during the wintertime. Even though we live in the South (in lovely Raleigh!), we’re not immune to getting some cold weather.   With winter coming… Full Story,Tips to help turn those homebuying dreams into reality. From outstanding credit card debt to massive student loans, financial difficulties are barring more and more millennials from becoming homeowners. While the vision of buying a first home may seem hopelessly… Full Story,When most people imagine buying a house, they think about how many bedrooms they need or what kind of porch they want. When they think about homebuying costs, they decide how much to put down and what their maximum home… Full Story,One of my favorite shows is Sex and the City. Those women lived glamorous lives I could only dream about. And, Carrie, a writer, was living my dream life as a famous writer in Manhattan. One of the storylines that… Full Story,Last year, my husband and I were packing up our Denver apartment to prepare for our move back to his home state of Indiana. We’d put an offer in on a house and had only given ourselves a couple of… Full Story,A few years ago Dave Munson and his family decided to move from their 5,600-square-feet, 8-bedroom house in the city of San Antonio, Texas, to a smaller, unique living situation: tents. Well, fancy, upscale tents that total 2,000 square feet… Full Story,It’s a well-known fact that your personal environment affects your mental health. If you live in a beautifully decorated home with plenty of plants and green space nearby, your risk for anxiety and depression is lower. If you spend your… Full Story,My husband and I were so excited to buy our house. We’d been renting since college and were eager to have our own place. Finally, no one could tell us how many dogs we could have or how many posters… Full Story,Last summer, I was forced to relocate out of my cozy, bungalow-style apartment in West L.A. Living in one of the most unaffordable rental markets in the U.S., I was resigned to the fact that, to enjoy my ideal setup… Full Story,When you buy a home, you’re making an investment in yourself and your future. You’re building  financial stability, equity, and experience. You have a place to call your own and you can customize the space just how you want. As… Full Storylast_img read more

6 Ways to Have a More Personal, Minimalist Wedding

first_img Post navigation Planning for a wedding can be filled with details and costs that never seem to end. It’s especially easy to get caught up in the excitement of the planning process and get carried away trying to meet everyone’s expectations. If you focus on the most important elements and minimize the distractions, you can still have an amazing wedding while keeping it simple and affordable. Here are some tips to keep in mind while you’re planning (and celebrating) your big day.#1 Be Intentional About Your Ceremony SizeWhile some traditional weddings can have hundreds of people in attendance, you don’t have to follow suit. Many people are choosing small, intimate weddings with their closest friends and family. While it might seem counterintuitive, selecting invitees for a really small wedding is much easier than a medium size-once you start adding more people, the social obligations that come with inviting some people but not others begin to get more complex.Whether it’s a courthouse wedding with your parents and a few witnesses, or an intimate group of twenty friends, family and a co-worker or two, just remember: bigger isn’t always better.#2 Unique VenueWhile more traditional wedding venues have their benefits, there are other options to consider if you’re looking for something different. Locations that host a lot of weddings tend to have packages (and higher prices that come with them).Breweries, warehouse buildings, co-working office spaces, cafes, and campsites are just a few of the possibilities. My wife Amy and I actually held our wedding at an Ethiopian restaurant where we had our first date and we loved it!If the venue you choose doesn’t typically host weddings, they’re more likely to be flexible with you and give you better pricing on renting out the space. In addition to that, you can probably choose your own vendors and catering whereas a typical venue will have it all predetermined. On the other hand, having fewer available options set out for you at a traditional venue may be beneficial in reducing the number of decisions and coordination, which might be less stressful if you’re planning everything yourself.#3 Small and Intimate With A Delayed ReceptionLots of my friends have been holding destination weddings with just a few close friends and family and then holding a big party when they return. That way, it’s the best of both worlds getting to go away for your wedding vacation, and still celebrating with all the important people in your life that might not be able to make it.One of my friends had the party celebration a year after their small ceremony. Doing this would give you a period of time to save up for the bigger event, and splits up all the planning with some time in between.#4 Different OfficiantWhile your particular religious beliefs might dictate the need for a certain type of officiant, it’s becoming increasingly popular to have a long-time friend or family member act as the officiant. It’s really easy to get certified online and having someone that knows you and your partner very well makes the experience incredibly intimate and meaningful.Plus, there’s the added benefit that you likely would not have to pay for an officiant in this case (but a gift to express your gratitude is always nice).#5 Wedding Planner vs Wedding Day CoordinatorWhile you may be planning your wedding for months on end, the actual event will fly by in just a few hours. Although you might want every detail to be perfect on the big day, it’s super important to relax, be present, and enjoy the moment.If you want a lot of help with the entire planning process you can hire a wedding planner-but if you’re looking to save money and handle the details yourself, I highly recommend working with a Day Coordinator. Instead of planning the entire wedding, they meet with you a few times and then handle all the details on the actual day.This often costs much less than a wedding planner and still allows you to relax and enjoy the wedding day knowing that someone else is there to make sure everything happens when it’s supposed to.#6 Don’t Be Afraid To Break TraditionYears after our wedding, Amy and I reflected back on why we did things a certain way and realize that some of it was just because that’s what we felt was supposed to happen.The special day really is about you and your fiancé, so make sure to keep that in mind. Remember to stay grounded, add in the elements that matter most to you and don’t be afraid to break tradition if you see fit. Whether it’s a different take on the venue, decorations or timing, you won’t regret choosing your own way.In the end, you’ll still end up married, and people will have fun celebrating along with you. It’s all about how everyone felt during the celebration, and knowing that they were a part of your special day.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) RelatedHow to Create a Comprehensive Budget for Your Dream WeddingNovember 10, 2018In “Budgeting”How To Create A Wedding BudgetJune 22, 2017In “Budgeting”Managing Money With Your Partner When You Earn MoreMay 15, 2018In “Money Audit” last_img read more

How to Build a Wardrobe for Your First Job After College

first_img Post navigation Once college is over, the possibilities are endless… but the money in your bank account may not be. When you’re diving straight into the job market from campus life, you may quickly realize you don’t have enough professional clothes to carry you through your first job.Fortunately, you don’t have to break the bank to look the part. With a little creativity and planning, you can build a grown-up wardrobe on a post-grad budget. From strategically purchasing mix-and-match basics to shopping secondhand, these tips will help you create a job-ready wardrobe that’s both functional and fashionable.Evaluate Your Current ClosetThe first thing I always ask my clients to do when working on a wardrobe project is to evaluate their current closet. Sure, you won’t need those sweatpants you used to wear to class for your new job, but you’ll learn a lot about the styles you prefer by taking the time to see what you already have.It may seem like you are starting completely from scratch, but a closet evaluation will help you get one step closer to your new wardrobe. Look for clues about your personal style. Do you prefer skinny jeans and loose tops, or are you more of a dress person? What about the color of your favorite pieces, the fabric? Does your style skew preppy or bohemian? It’s important to notice what is working about your current closet so you can create a similar feel in your new post-grad wardrobe.Most importantly, by knowing and working with what you already have, you’ll be able to save money you would have otherwise spent on duplicate items. Additionally, keep an eye out for items that could be worked into a professional wardrobe. Keep tank tops to wear under cardigans or blazers. If you’re heading to a more casual office, even distressed jeans and trendy tops can be dressed up for work. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) Related20 Common Things to Include in a BudgetOctober 16, 2013In “Financial Planning”Summer Closet and Budget RefreshJuly 25, 2018In “Budgeting”How to Plan a Budget in Under an HourNovember 19, 2018In “Budgeting” Catherine Claire is a stylist who provides helpful and easy tips on creating a wallet-friendly work wardrobe. She  cofounded The Crystal Press and also writes for thredUP.com, an online and offline consignment store where you can find name-brand work dresses on a budget.  center_img Pick Your Base ColorsNow that you know what is working in your closet and what isn’t, it is time to pick a neutral color that functions as the base for your wardrobe. My go-to base color is black, but depending on your coloring and personal preference, yours could range anywhere from white to beige to navy.Keeping the majority of your pieces a simple color will make everything in your wardrobe easily interchangeable. When everything you own works together, you create a capsule post-grad wardrobe that saves you time and money. You’ll be able to get dressed quicker in the morning, and you won’t over-spend on clothes you never wear. Since you’re likely starting with a small budget, sticking to neutral colors that match everything allows you to get more bang for your buck.Supplement with Smart ShoppingWhether you are working in a laid-back or more buttoned-up environment, sticking to polished pieces on the professional end is always a good idea. If your new gig is business casual, choose a structured pair of dark denim jeans. For a more conservative office, slim crepe tailored pants are the way to go. In addition to your go-to pants, you’ll also need a blazer, a blouse and a shift or A-line dress that aligns with your personal style.High-quality professional pieces are an investment that will carry you through years of working, but they can be expensive at most retailers. Consider shopping secondhand at consignment stores or online resale sites. You can find well-made basics at a fraction of the cost. Before you start shopping, make a list of everything you need and set a personal budget so that you know you’re only buying what you need—and what you can afford. Finish with Accessories Accessories are an inexpensive way to add interest to your basic capsule wardrobe. Think outside the box, too— whether you prefer a fun pair of earrings or a coat with a pop of color, expand the idea of an accessory to be anything that spices up your base wardrobe. From comfy yet stylish shoes that you can spend a full work day in, to jewelry that shows off your personality, these accessories can take your outfit to the next level without being too casual.While these tools for building your post-grad wardrobe will save time and money, remember that the most important thing you can bring to this next phase of your life is not your clothing but your confidence. Wear outfits that compliment your personality and allow your skills to shine, and enjoy this next phase of life with a little bit of style!last_img read more